Cagle 12-03

Given this, I was puzzled by the tone of the letter. I hadn't exceeded the limit, nor had any payments lapsed. The other shoe dropped toward the end of the query: "Seeing as you may have trouble making the payments, we are extending an offer of a $75 credit if you make a $50 payment."

Pay Up!

Excuse me? Seeing that I'm a poor simp who misuses his credit, can I pony up a little more next time instead of buying a case of Schlitz and lottery cards?