Hurricane Katrina — After the Storm

• Open a cash-only account at a secondary bank. Have a cash account at a bank other than your primary bank (that holds your mortgage/loan and handles most of your financial transactions). If you have a cash-only account (cash is the only business you do with that bank), then that bank can’t put a “hold” on your cash. If a bank holds your loan, it can also put a “hold” on your cash.